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Why Do I Have A Microsoft Charge On My Bank Account? [Solved]

From what I have understood through Microsoft and my bank is that a pre-auth charge is what Microsoft does to ensure that you have the funds in your bank account before the purchase goes through. Once the purchase itself has cleared your bank account the pre-auth charge should return.

How to resolve an unknown charges from Microsoft Store | Microsoft

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💳 XBOX ONE BILLING ERROR | How To Fix Invalid Credit Card (2020)

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How to investigate a billing charge from Microsoft or MSbill.info

If you notice any unknown billing